The 2026 SGA amounts
SSA lists monthly substantial gainful activity amounts of $1,690 for non-blind applicants and $2,830 for applicants who are statutorily blind in 2026. The blind SGA amount applies to Social Security benefits but does not apply to SSI benefits. These figures change annually, and SSA evaluates self-employment under additional rules.
Earnings are not the only detail
SSA may consider hours, duties, productivity, special assistance, subsidies and impairment-related work expenses. Keep pay stubs and a clear description of job duties, schedule changes and accommodations.
Do not confuse applicant rules with return-to-work rules
The trial work period applies after a person becomes entitled to Social Security disability benefits and does not apply to SSI. It should not be assumed to protect earnings during an initial application. Report work accurately and ask SSA how the rules apply to your situation.
Explain changes in work
If a condition caused missed days, reduced duties, lower hours or an unsuccessful work attempt, document the dates and circumstances. Do not stop medically appropriate activity solely to fit a number; provide complete facts for SSA to evaluate.